Decision Tool

Compare renting and selling with a clearer financial starting point

Use this calculator to estimate rental cash flow, likely selling proceeds, and how the two paths may compare over time. Then use that estimate as a starting point for a more tailored review.

Calculator inputs

Start with the basics, then add optional details if you want a more tailored estimate.

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Optional fields for better accuracy

Add more details if you want a more realistic estimate.

Your result

Estimated recommendation
Close call — get a custom rent analysis
Estimated monthly rental cash flow
-$225

Based on an estimated rent midpoint of $4,200.

Estimated 3-year advantage
$9,413

Keeping the home as a rental comes out ahead in this estimate.

Net proceeds if sold now$370,500
Estimated annual rent$50,400
Estimated annual operating costs$12,182
Estimated annual mortgage payments$38,400
Estimated annual rental cash flow-$2,702
Estimated value if kept as rental$438,313
Estimated value if sold now$428,900

Want a more precise answer?

A calculator can help you frame the decision. A custom rent analysis can help you pressure-test it against your actual property, market, and management assumptions.

This tool is a homeowner-friendly estimate. It is not tax, legal, lending, or appraisal advice.

What this calculator can help you estimate

  • • Estimated monthly rental cash flow
  • • Estimated proceeds if sold now
  • • A rough multi-year comparison between the two paths
  • • Whether a more detailed custom rent analysis is worth requesting

This tool is meant to be a practical starting point. It does not replace a property-specific rent analysis, tax advice, legal advice, or an appraisal.